A measure of income issued every year by the Department of Health and Human Services (HHS). It is an economic measure used to decide whether the income level of an individual or family qualifies them for certain federal benefits and programs.
| Family size | 2022 income numbers | 2023 income numbers |
|---|---|---|
| For individuals | $13,590 | $14,580 |
| For a family of 2 | $18,310 | $19,720 |
| For a family of 3 | $23,030 | $24,860 |
| For a family of 4 | $27,750 | $30,000 |
| For a family of 5 | $32,470 | $35,140 |
| For a family of 6 | $37,190 | $40,280 |
| For a family of 7 | $41,910 | $45,420 |
| For a family of 8 | $46,630 | $50,560 |
| For a family of 9+ | Add $4,720 for each extra person | Add $5,140 for each extra person |
Note: Federal Poverty Level amounts are higher in Alaska and Hawaii. Get all HHS poverty guidelines for 2023.
How federal poverty levels are used to determine eligibility for reduced-cost health coverage
- Income above 400% FPL: If your income is above 400% FPL, you may now qualify for premium tax credits that lower your monthly premium for a 2023 Marketplace health insurance plan.
- Income between 100% and 400% FPL: If your income is in this range, in all states you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan.
- Income at or below 150% FPL: If your income falls at or below 150% FPL in your state and you’re not eligible for Medicaid or CHIP, you may qualify to enroll in or change Marketplace coverage through a Special Enrollment Period.
- Income below 138% FPL: If your income is below 138% FPL and your state has expanded Medicaid coverage, you qualify for Medicaid based only on your income.
- Income below 100% FPL: If your income falls below 100% FPL, you probably won’t qualify for savings on a Marketplace health insurance plan or for income-based Medicaid.