Normally open enrollment start from November 1 of current year until January 31 of the following year.
You qualify for a special enrollment period if you have a certain life event.
You generally have 60 days from the date of your qualifying life event to enroll for health coverage or change your plan.
In most cases, you need to have proof of your life event.
In some cases, you have 60 days before and 60 days after your qualifying life event to apply for coverage or change your plan.
Examples include:
Loss of mininum essential health coverage
Changes in employer health coverage making you eligible for a premium tax credit
Determination by Covered California of exceptional circumstances
You may have more than one event. Choose the one with the best plan effective date for you.
Qualifying Events:
Loss of minimum essential health coverage: For loss of minimum essential health coverage, the date of your event is the last full day of coverage under your previous plan.
Gaining, becoming, or losing a dependent, or death of a subscriber or a dependent
Child support order or other court order to cover a dependent
Permanent relocation with access to new plans
Change in employer health coverage making you eligible for a premium tax credit
Determination by Covered California of exceptional circumstances
Eligibility to purchase an individual health plan through an individual coverage health reimbursement arrangement (ICHRA) or a qualified small employer health reimbursement arrangement (QSEHRA)
Domestic violence or spousal abandonment occurring within the household
Discontinuation of employer contribution to COBRA premium
Release from incarceration
Misinformation about your enrollment in minimum essential coverage
Provider network changes
Contract violation
Eligibility for app-based transportation or delivery network company health care stipend
Change in immigration status
Coverage as an American Indian/Native Alaskan
Change in income changing your eligibility for federal financial assistance
Monthly Special Enrollment Period (SEP) for low-income subscribers
Paid penalty for not having health coverage.